This inspection reports the type of roof the home has and if the roof covering is Florida Building Code compliant. Also, the type of opening protection that the home might have - such as shutters or impact protected windows.

An inspection using State of Florida 'Uniform Mitigation Verification Inspection Form' with all required photos. Inspection is to receive discounts on windstorm coverage. Roof coverings, opening protection, roof/deck attachments, roof/wall attachments and similar items are inspected.

A rate filing for residential property insurance must include actuarially reasonable discounts, credits, or other rate differentials, or appropriate reductions in deductibles, for properties on which fixtures or construction techniques demonstrated to reduce the amount of loss in a windstorm have been installed or implemented. The fixtures or construction techniques shall include, but not be limited to, fixtures or construction techniques which enhance roof strength, roof covering performance, roof-to-wall strength, wall-to-floor-to-foundation strength, opening protection, and window, door, and skylight strength. Credits, discounts, or other rate differentials for fixtures and construction techniques which meet the minimum requirements of the Florida Building Code must be included in the rate filing. All insurance companies must make a rate filing which includes the credits, discounts, or other rate differentials by December 31, 2002.